American bailoutpayers (formerly known as taxpayers) will want to know that the latest result of the multitrillion-dollar bank bailouts they’re paying for, is a much-anticipated “Toxic Rally Set To Boost the Banks.”
In what alternate universe does a toxic (asset) rally boost anything but the 1.4 quadrillion dollar derivative Ponzi scheme whose collapse predicated the financial crisis of just a year ago?
Common sense aside, in essence, about $3 trillion, between the Federal Reserve and the FDIC is being used to back the sale and refinancing of increasingly worthless mortgage-backed securities, commercial mortgage derivatives contracts, securitized credit card and auto loan debts, many of which were backed by incomes that didn’t exist when they were written, and have further eroded with the massive collapse of jobs that provided the incomes for many which did.
And what’s the wonderful anticipated result of pumping up the values of these increasingly worthless debt obligations? Why, “Investors rediscovering their risk appetite”; big banks being able to “write up” the “value” of toxic distressed assets when they report their third-quarter results; etc.
For example, a couple of trillion in mortgage-backed securities now at a real mark-to-market value of 10-20 cents on the dollar, might be able to be written back up on some banks’ books to as much as 90 cents. The “toxic rally” is already under way. And after investors “rediscover risk” by buying the worthless paper, they can then sell it at a profit back to—the Federal Reserve, through Treasury’s latest toxic asset laundering scheme du jour.
Terrific strategy! All it has taken is the Federal Reserve printing several trillion dollars in new money supply, the Federal deficit exploding to close to $2 trillion, and credit and employment in the real economy being wiped out.
Just one year ago the collapse of these very same ficticious values predicated the first set of bailouts. Are human beings so stupid and greedy that they think they can fix the system by doing more of the same? Or just a mad grab at the last few morsels of champagne and caviar on the sinking Titanic?
There is good news though–real estate values. Your home could soon be worth a million yen dollars! Bad news - this winter it could take a thousand dollars a month to heat it.
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Hey, I read a lot of blogs on a daily basis and for the most part, people lack substance but, I just wanted to make a quick comment to say GREAT blog!…..I”ll be checking in on a regularly now….Keep up the good work!
- Marc Shaw